Discussion paper DP14514 Store expensiveness and consumer saving: Insights from a new decomposition of price dispersion Sofronis Clerides Pascal Courty Yupei Ma 27 Jul 2022 Price dispersion Grocery shopping Consumer saving Store expensiveness Consumer basket Industrial Organization D12 D14
Discussion paper DP16541 The Cognitive Load of Financing Constraints: Evidence from Large-Scale Wage Surveys Clémence Berson Claire Lelarge Raphael Lardeux 4 Jun 2022 Behavioral inattention Cognitive costs Wage volatility Financing constraints Labour Economics C83 D14 I32 J31
Discussion paper DP14264 The Obama Effect: Heightened Risk Tolerance, Optimism, and Wealth Accumulation by Minorities after 2008 Yosef Bonaparte Sarah Khalaf George Korniotis 16 May 2022 Risk tolerance Optimism Stock ownership Asset allocation Wealth gap Scf Presidential elections Financial Economics D14 G11 J15
Discussion paper DP14740 The Value of “New” and “Old” Intermediation in Online Debt Crowdfunding Fabio Braggion Alberto Manconi Nicola Pavanini Haikun Zhu 26 Apr 2022 Marketplace credit Chinese financial system Structural estimation Financial Economics Industrial Organization D14 D61 G21 G51 L21
Discussion paper DP17219 Welfare Cuts, Local Spillovers and Financial Fragility Manuel Adelino Jim Goldman 13 Apr 2022 Austerity Employment Spillovers Household finance Financial Economics Public Economics G5 G51 D14
Discussion paper DP17188 House Price Rises and Borrowing to Invest Peter Levell Hamish Low 7 Apr 2022 House prices Leverage Consumption Home investment Financial Economics E21 D14 D15 G51
Discussion paper DP17117 Consumer Bankruptcy, Mortgage Default and Labor Supply Wenli Li Costas Meghir 18 Mar 2022 Lifecycle Bankruptcy Mortgage default Housing Labor supply Consumption Education Insurance Moral hazard Financial Economics Labour Economics Public Economics G33 K35 J22 J31 D14 D18 D52 D53 E21
Discussion paper DP17094 What Do the Data Tell Us About Inflation Expectations? Francesco D'Acunto Ulrike M. Malmendier Michael Weber 8 Mar 2022 Beliefs formation Heterogeneous agents Macroeconomics with micro data Inflation exposure Experience effects Financial sophistication Financial Economics Monetary Economics and Fluctuations C90 D14 D84 E31 E52 E71 G11
Discussion paper DP14147 Reference Dependence in the Housing Market Lu Liu Julie Marx 7 Feb 2022 Housing Mortgages Loss aversion Reference dependence Down-payment constraints Financial Economics D03 D12 D14 G02 R21
Discussion paper DP16848 Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi Valentina Brailovskaya Pascaline Dupas Jonathan Robinson 29 Dec 2021 Financial literacy Predatory lending Regression discontinuity Randomized field experiment Development Economics D14 O12 O16
Discussion paper DP16710 The Effects of Forward Guidance: Theory with Measured Expectations Chris Roth Mirko Wiederholt Johannes Wohlfart 11 Nov 2021 Expectation formation Information Updating Monetary Economics and Fluctuations D12 D14 D83 D84 E32 G11
Discussion paper DP16518 Distrust or speculation? The socioeconomic drivers of U.S. cryptocurrency investments Raphael Auer David Tercero-Lucas 6 Sep 2021 Digital currencies Cryptocurrencies Distributed ledger technology Blockchain Payments Digitalisation Banking Household finance Money Bitcoin Financial Economics International Macroeconomics and Finance Monetary Economics and Fluctuations D14 D91 E42 G11 G12 G28 O33